MCB Group Limited (MCBG.mu) HY2008 Interim Report

first_imgMCB Group Limited (MCBG.mu) listed on the Stock Exchange of Mauritius under the Financial sector has released it’s 2008 interim results for the half year.For more information about MCB Group Limited (MCBG.mu) reports, abridged reports, interim earnings results and earnings presentations, visit the MCB Group Limited (MCBG.mu) company page on AfricanFinancials.Document: MCB Group Limited (MCBG.mu)  2008 interim results for the half year.Company ProfileMCB Group Limited is a financial holdings company that, together with the several subsidiaries running under it, operates in three clusters; banking, non-banking financial and other investments. The non-banking financial sector is involved in factoring and leasing while the MCB Capital Markets Limited offers services such as corporate finance advisory, asset management, stockbroking, private equity and registry. The Group also assists micro and small entrepreneurs. The services offered by the company include, offers current, savings, and foreign currency accounts; fixed and term deposits; personal, educational, motor, green, and housing loans; term loans; and working capital finance, term funding¸ structured finance, private equity finance, and leasing services, as well as credit and prepaid cards. MCB Group Limited is listed on the Stock Exchange of Mauritius.last_img read more

Mississippi churches continue support for families impacted by ICE raids

first_imgMississippi churches continue support for families impacted by ICE raids Missioner for Disaster Resilience Sacramento, CA Rector Albany, NY Faith & Politics, By Egan MillardPosted Nov 21, 2019 Course Director Jerusalem, Israel Rector Smithfield, NC Curate Diocese of Nebraska Press Release Service Submit an Event Listing This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Featured Events Tags Rector Tampa, FL Rector Belleville, IL Federal authorities conduct a U.S. Immigration and Customs Enforcement work site enforcement operation in Canton, Mississippi, on Aug. 7. Photo: Immigration and Customs Enforcement[Episcopal News Service] Almost four months after 680 people were arrested in the United States’ largest immigration raid in at least a decade, churches in central Mississippi are still caring for families who were separated when their loved ones were detained.In the aftermath of the Aug. 7 Immigration and Customs Enforcement raids, Mississippi Bishop Brian Seage joined other religious leaders in condemning the tactics of ICE and the Trump administration, saying the raids caused “unacceptable suffering” to families with children in particular.The raids took place at seven chicken processing plants in towns around Jackson – the state capital – such as Morton, where about 10 percent of the town was detained or fired as a result. According to the Associated Press, six of those seven plants were “willfully and unlawfully” employing undocumented workers, and managers at two of the plants were actively involved in fraud.Months later, some of those who were arrested in the raids are still detained, some may have been deported and many are in limbo, unable to work as they await court dates, according to the Rev. Cathy Halford, a deacon at St. Columb’s Episcopal Church in Ridgeland, near some of the towns that experienced raids.“Families have lost not only family members – detention or possibly deported – but paychecks,” Halford told Episcopal News Service. “This situation is going to be long term. As you probably know, court dates may be six to 12 months in the future.”In response, Episcopalians are partnering with other denominations to support those families. Five churches – including two Episcopal parishes – have led a sustained effort to help the affected families, Halford said.Initially, legal assistance was the resource they needed most. But now, with wage-earning parents either detained or unable to work, many of those families simply need food to put on the table. In Canton, one of the towns targeted by the raids, those families can go to a centralized pantry at Sacred Heart Catholic Church that is stocked with contributions of food, diapers and other supplies from area congregations.“The effort has been very ecumenical, and I think that’s a good thing,” said the Rev. Beth Foose, rector of Grace Episcopal Church in Canton. It helped that there was a preexisting relationship between the Episcopal and Catholic churches. Grace had held Good Friday services and Stations of the Cross together with Sacred Heart, which helped solidify its relationship with the Latino community. And Foose herself has been teaching English as a second language classes for almost six years.Other churches have launched their own efforts, like the Morton United Methodist Church, which has collected over $100,000 to pay bills for people affected by the raid, NPR reported, and a Presbyterian church is collecting Christmas presents for the children.Foose told ENS she has been collecting and distributing phone cards for detainees so they can talk to their families.“We’ve also helped with transportation, getting family to appointments with lawyers and things like that,” Foose said.Halford told ENS she worries about the conditions the detainees are being held in. “This just makes me sick to think about. We have two private prisons in Mississippi and one was about to close. In fact, it did close because the conditions were so deplorable. And guess what? That’s where ICE sent a lot of the detainees.”Foose acknowledged how difficult the situation is for everyone and stressed that the ICE agents themselves should not be demonized.“I’ve had quite a few interactions with ICE for various reasons. And I just want to say that to a person, they have been helpful and kind. The inclination sometimes is to want to make them the bad guys, and they’re not. This is a systemic problem, and they are really trying to feed their families,” Foose said.Halford and Foose said the initial outpouring of support and donations was very helpful, but it could be a challenge to maintain the level of support they’re currently providing. Halford is putting together a grant proposal that could help keep the effort going.“Something like this comes up and people say, ‘Oh, how can we help?’ And then something else happens, and they move on to something else,” Halford said. “And that’s just the way it is.”– Egan Millard is an assistant editor and reporter for the Episcopal News Service. He can be reached at [email protected] Priest Associate or Director of Adult Ministries Greenville, SC In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Ecumenical & Interreligious, Rector/Priest in Charge (PT) Lisbon, ME Rector Knoxville, TN The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Rector Pittsburgh, PA New Berrigan Book With Episcopal Roots Cascade Books Associate Rector Columbus, GA Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Family Ministry Coordinator Baton Rouge, LA Director of Administration & Finance Atlanta, GA Rector Bath, NC Rector Shreveport, LA Associate Priest for Pastoral Care New York, NY AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Rector Martinsville, VA Bishop Diocesan Springfield, IL Submit a Job Listing Associate Rector for Family Ministries Anchorage, AK An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Priest-in-Charge Lebanon, OH Rector and Chaplain Eugene, OR Curate (Associate & Priest-in-Charge) Traverse City, MI Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Immigration Submit a Press Release Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Canon for Family Ministry Jackson, MS Rector Hopkinsville, KY Rector Collierville, TN Featured Jobs & Calls Assistant/Associate Rector Washington, DC Director of Music Morristown, NJ TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Cathedral Dean Boise, ID Assistant/Associate Rector Morristown, NJ Assistant/Associate Priest Scottsdale, AZ Youth Minister Lorton, VA Rector (FT or PT) Indian River, MI Rector Washington, DC The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group last_img read more

Casa Nolla / OAB

first_imgCasa Nolla / OABSave this projectSaveCasa Nolla / OAB photographs:  Alejo BaguePhotographs:  Alejo BagueText description provided by the architects. The Project proposes placing the house right in the centre of the plot, in such a way as to clearly differentiate two separate parts; an Access garden square and another but more private with a swimming pool. In the superposition of 3 volumes with convincing geometry a one family house was designed. By going through the access square the double-height entrance hall is reached, joining the transit areas and vertical communication in the house.Save this picture!© Alejo BagueOn the ground floor the hall separates the noble area, with the dining room, living room, the library and the service area. The bedroom area and games room on the first floor are accessed by means of a staircase located in the hall. The main bedroom is located on the second floor, whereas the garage and the lumber rooms are in the basement.The façade is made of stone with hidden anchoring on stainless steel separators cladding all the vertical and horizontal surfaces of the building. The structure is designed with folds in the floor slabs to obtain a strict geometry of the overhang bodies whose parameters are also covered in stone.Save this picture!© Alejo Bague A sanded matt stainless steel angle goes around all the arises of the building the stone cladding and generating the changes in the floor plan. On occasions the stone is split with object of facilitating ventilation an indirect light.Save this picture!Floor PlanProject gallerySee allShow lessReclaiming Rivers: The Latest Trend in Urban DesignArchitecture NewsCertest Biotec / ACXT ArquitectosSelected Projects Share Projects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/445472/casa-nolla-oab Clipboard Year:  Spain CopyHouses•Esplugues de Llobregat, Spain “COPY” Houses Year:  Architects: OAB Area Area of this architecture project “COPY” 2005 Casa Nolla / OAB 2005 Area:  620 m² Area:  620 m² Year Completion year of this architecture project Photographs Save this picture!© Alejo Bague+ 12 Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/445472/casa-nolla-oab Clipboard ArchDaily CopyAbout this officeOABOfficeFollowProductsWoodConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesEsplugues de LlobregatHousesSpainPublished on November 07, 2013Cite: “Casa Nolla / OAB” 07 Nov 2013. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPartitionsSkyfoldChoosing the Skyfold Wall for Your SpaceGlass3MGlass Finish – FASARA™ GeometricShower ColumnshansgroheShoulder ShowersPanels / Prefabricated AssembliesMorin Corp.Metal Wall Systems – ExposedStonesCosentinoSurfaces – Dekton® Stonika SeriesConcrete FloorsSikaIndustrial Floor CoatingsHanging LampsLouis PoulsenPendant Lights – KeglenDoorsSky-FrameInsulated Sliding Doors – Sky-Frame SlopeThermalSchöckMinimizing Thermal Bridges in BalconiesWindowspanoramah!®ah! Ultra MinimalistEnclosures / Double Skin FacadesAlucoilStructural Honeycomb Panels – LarcoreWork ChairsDynamobelWork Chair – SLAT 16More products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Prison authorities deny ailing journalist Sakit Zahidov

first_img Help by sharing this information RSF calls for a fully transparent investigation after mine kills two journalists in Azerbaijan Receive email alerts Reporters Without Borders today called on the authorities to allow imprisoned journalist and writer Sakit Zahidov to receive the medical treatment he needs. When his wife, Rena Zahidova, visited him at N14 prison, 75 km from Baku, on 26 March, she found that his health had deteriorated and that he was suffering from stomach and heart pains.“Zahidov has cardiac and gastric ailments and must be examined by a doctor,” Reporters Without Borders said. “He is serving a three-year sentence and the prison administration’s repeated refusal to hospitalize him or let him see a doctor is tantamount to mistreatment.”Zahidov was charged with “possession of a large quantity of drugs for the purpose of resale” after police allegedly found 10 grammes of heroin in one of his pockets at the time of his arrest on 23 June 2006. Zahidov has always insisted the police planted the heroin. At his trial, the prosecution failed to produce any evidence, not even a positive urine test, that he took drugs. Nonetheless, he was sentenced to three years in prison on 4 October. The supreme court is to consider his appeal soon. RSF_en Russian peacekeepers deny foreign reporters access to Nagorno-Karabakh April 9, 2021 Find out more AzerbaijanEurope – Central Asia News Follow the news on Azerbaijan Newscenter_img to go further Organisation June 8, 2021 Find out more April 2, 2007 – Updated on January 20, 2016 Prison authorities deny ailing journalist Sakit Zahidov “We’ll hold Ilham Aliyev personally responsible if anything happens to this blogger in France” RSF says News June 4, 2021 Find out more AzerbaijanEurope – Central Asia Newslast_img read more

The man who keeps the peace in Limerick

first_imgIs Aer Lingus taking flight from Shannon? NewsCommunityThe man who keeps the peace in LimerickBy Staff Reporter – May 19, 2019 859 Advertisement Linkedin Facebook Print Shannon Airport braced for a devastating blow Local backlash over Aer Lingus threat Email TechPost | Episode 9 | Pay with Google, WAZE – the new Google Maps? and Speak don’t Type! center_img Limerick on Covid watch list Previous articleTributes flow as Noel calls it a dayNext articleCork earn deserved 1-26 to 1-19 win over Limerick at Gaelic Grounds Staff Reporterhttp://www.limerickpost.ie Housing 37 Compulsory Purchase Orders issued as council takes action on derelict sites Twitter WhatsApp TAGSAn Garda SíochánaCommunityInterviewLimerick City and CountyNews Chief Superintendant Gerry Roche.Photo: Liam BurkeDavid Raleigh interviews Chief Superintendent Gerry Roche who has been in charge of the Limerick Garda Division for the past 15 months.AS the man in charge of the Limerick Garda Division, Gerry Roche’s direct message to the citizens of the Treaty City is a simple one: “We can only do this together.”Fighting crime has always been a serious and important a job, and Chief Superintendent Roche believes the man and woman on the street are a vital weapon the Garda crime fighting arsenal.Sign up for the weekly Limerick Post newsletter Sign Up The east Galway native knows the value of working closely with the community and the information they share with the guards, which he agrees can help bring investigations over the line.“No problem can be taken on by Gardaí alone. It has to involve agencies and communities all working together to make Limerick a peaceful, safe place,” he says.Since his deployment to Limerick 15 months ago, he has had responsibility for all Garda operations across the city and county with 615 Gardaí and 65 civilian staff under his command.His predecessor, David Sheahan, oversaw a massive shift in the public perception of Limerick – from gangland to granny – the latter being a giant French puppet that was one of the highlights of the 2014 City of Culture programme that attracted thousands of visitors and earned widespread acclaim.Building on all this hard work, Gerry Roche has sanctioned “covert” Garda operations to maintain a huge reduction in shooting incidents in the city. In 2007 and 2008 there were more than 100 shooting incidents.Last year there were three and the last gangland murder was in 2010.Even though the number of shootings has diminished, drug dealers are still making vast amount of money.A seasoned crime fighter, Gerry Roche earned his stripes having spent years on the front line tackling organised criminals, including some high profile names.After graduating from the Garda training college in 1985, he was dispatched to Dublin’s “W District” and was involved in arresting Martin ‘The General’ Cahill a number of times.Having “spent 12 years in the capital, he was sent to Galway in 1996, and spent most of career in the detective branch, leading the Galway Divisional Drugs Unit. A stint in Sligo followed and then onto Kildare, before he arrived in Limerick in February 2018.He has been impressed with the strides against gang crime, which were mainly achieved through increased resources.“That struck me when I came here. The set up that’s here; the structures; the amount of people we have, what they are doing, how we investigate crime; our incident rooms.”“The experience I’m able to draw on here is huge. Anything can happen here and I know I have a team that can manage it, because they have basically dealt with it all”.He praises the Fitzgerald Report which in 2007 called for 100 extra Gardaí to be deployed to the city to curb the bloodletting.Had the government not followed the report’s key recommendation on Garda resources, he believes that the political classes “could have lost the city with regards to the way the violence was going”.Another key part of tackling the scourge of drugs and gangland crime was providing education opportunities for people on the margins of society.“Most problems are in socially deprived areas. You go to Dublin now and where’s the problem? It’s in socially deprived areas.”He agrees it’s not hard for people who are born into “a lack of opportunity” to slip into a life of crime.“They say opportunity knocks – but what if it never knocks, and the only time it knocks is when somebody is dealing drugs. That’s where education has come in, and that’s where regeneration has helped fix our poor quality housing.“Look at the schools. You go to Moyross and you see that the kids there are fantastic, the teachers are fantastic.”He agrees Limerick has seen the consequences of failing to invest in communities, but  believes that since changes have come, “Limerick has been very lucky”.“Limerick has had tremendous public representation in the Dáil. Politicians like Michael Noonan who helped get investment here. For the size of the place – a population of only about 191,000, and comparatively speaking that’s fairly small – but the size of the investment that has gone into Regeneration here has been incredible.”He reiterates the importance of Gardaí having close ties with ordinary citizens: “I think the day of the Gardaí taking on any one problem on their own is gone – I really do. Probation services, health boards, councils, CCTV, courts, education and schools are all coming together in Limerick.”“We are just at the beginning of that, and it will be a while before we have that it fully developed.“What doesn’t go on in other places is there is a huge tie-up between ourselves and other agencies such as City Hall, the Council, the HSE, Regeneration who are all working hand in hand. It’s a unique relationship.”“Regeneration couldn’t work without the other agencies. It’s great to see and I haven’t seen it happen anywhere else; it works very well.”He has also been impressed too with the huge investment in the city, much of it from the European Investment Bank.“You can see it all around the city and most recently with the Gardens International development.”“Henry Street Garda Station is also in good nick.  We’ve a whole new custody area here that we spent a million euro on that last year.”“It’s great. I was in some bad stations in my time. They were nearly cupboards,” he jokes.Gerry Roche’s vision for Limerick is to continue to “make this a safe place to work and live; for people to invest in, and feel safe in.“How we do that is to investigate serious crime that’s very much a priority here but we also must continue to invest in communities in terms of community policing and interaction with the public.” RELATED ARTICLESMORE FROM AUTHORlast_img read more

Falling Fast: UPB of Fannie Mae’s Mortgage Portfolio Plummets

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago  Print This Post The Week Ahead: Nearing the Forbearance Exit 2 days ago About Author: Brian Honea February 1, 2016 3,551 Views Falling Fast: UPB of Fannie Mae’s Mortgage Portfolio Plummets Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Fannie Mae Mortgage-Related Investments 2016-02-01 Brian Honea Demand Propels Home Prices Upward 2 days ago Tagged with: Fannie Mae Mortgage-Related Investments Demand Propels Home Prices Upward 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days agocenter_img Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, News, Secondary Market Urban Institute reported earlier this month that the mortgage-related investment portfolios for both Fannie Mae and Freddie Mac continue to contract and were both well below their 2015 portfolio cap as of the end of November.Whereas Freddie Mac’s mortgage-related investment portfolio took an upward turn in December, however, Fannie Mae’s mortgage portfolio continued contracting at a substantial rate, according to Fannie Mae’s December 2015 Monthly Volume Summary.Fannie Mae’s gross mortgage portfolio contracted at a compound annualized rate of 25.1 percent in December, leaving the aggregate unpaid principal balance (UPB) of the loans in the portfolio at $345.1 billion. It was the portfolio’s ninth consecutive month of contraction, and the portfolio contracted at a rate of 16.5 percent for the full year of 2015. The aggregate UPB in the portfolio was $413.3 billion at the end of December 2014.  The portfolio’s value in December fell even further below the cap for 2015 of $399.18 billion and remains slightly higher than the 2016 cap, which is $339.4 billion.Fannie Mae’s gross mortgage portfolio has expanded in only three months out of the last 65 since June 2010 (March 2015, January 2015, and December 2012). At the beginning of that stretch in June 2010, the portfolio’s value was $818 billion.The total book of business for Fannie Mae, which includes the gross mortgage portfolio plus total Fannie Mae mortgage-backed securities and other guarantees minus Fannie Mae MBS in the portfolio, contracted at an annual rate of 0.2 percent in December down to a total value of about $3.099 trillion. For the full year of 2015, the book of business contracted at a rate of 0.8 percent.The number of loan modifications completed by Fannie Mae was up over the month, from 5,618 in November up to 6,599 in December. For the full year of 2015, Fannie Mae completed 94,212 loan mods, an average of 7,851 per month. This number was way down from the average of 10,235 loan mods per month completed on Fannie Mae-backed loans for the full year of 2014.The serious delinquency rate on single-family mortgages insured by Fannie Mae declined by three basis points from November to December down to at 1.55 percent after holding flat at 1.58 percent from October to November. The serious delinquency rate for Fannie Mae is consistent with the level reported for September 2008—the month that both Fannie Mae and Freddie Mac were taken into conservatorship by the FHFA, at the onset of the housing crisis.Click here to view Fannie Mae’s entire December 2015 Monthly Volume Summary. Home / Daily Dose / Falling Fast: UPB of Fannie Mae’s Mortgage Portfolio Plummets Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: The Hawkeye Hustle: Presidential Candidates Still Dancing Around Housing Policy Next: Economic Uncertainty Is Not Dampening Housing for 2016, So Far Related Articles Sign up for DS News Daily Subscribelast_img read more

Kerala HC Allows Termination Of 26-Week Pregnancy For 13 Year Old Sexual Assault Survivor

first_imgNews UpdatesKerala HC Allows Termination Of 26-Week Pregnancy For 13 Year Old Sexual Assault Survivor Lydia Suzanne Thomas19 April 2021 9:58 PMShare This – x”It is obviously not in the interest of the society to have this young victim to undergo the trauma of the incident of rape everyday in her life…”In a special sitting, the Kerala High Court on Monday allowed a 13-year-old survivor of sexual assault to terminate her 26-week-old pregnancy. A Bench of Justice Bechu Kurian Thomas allowed the petition moved by the father of the child. Justice Thomas remarks in his Order, “It (the pregnancy) may even have the possibility of reminding the victim of the incident of rape. It…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginIn a special sitting, the Kerala High Court on Monday allowed a 13-year-old survivor of sexual assault to terminate her 26-week-old pregnancy. A Bench of Justice Bechu Kurian Thomas allowed the petition moved by the father of the child. Justice Thomas remarks in his Order, “It (the pregnancy) may even have the possibility of reminding the victim of the incident of rape. It is obviously not in the interest of the society to have this young victim to undergo the trauma of the incident of rape everyday in her life. The anguish that the pregnancy causes to her will be lifelong and she may have to live with the traumatic experience throughout her life. The parents and the siblings will also have to share this trauma…” The girl, a survivor of sexual assault allegedly committed by her 14-year-old brother, was found to be pregnant after she went to a hospital complaining of stomach ache. The Court observed that the pregnancy would remain a scar throughout life and remain as a reminder of the trauma she had undergone, and followed the decisions taken by the Supreme Court in Sarmishtha Chakrabortty v. Union of India and the Kerala High Court in Neethu Narendran v. State of Kerala. In both these decisions, the termination of pregnancy was allowed after the 23 weeks. Since the child’s pregnancy was beyond the gestational age of 20-24 weeks, a Medical Board was constituted. The Board found that the termination would involve the risk of the foetus being born alive, of the need for multiple inductions and a surgical intervention if the induction failed. Subject to this risk, the termination could be allowed, the Board had submitted. The Court pointed out that the termination of pregnancy was allowed if a Medical Board opined that continuing the pregnancy would involve a risk to the life of the pregnant woman or of grave injury to her physical and mental health or there is substantial risk to the child after born. Additionally, Explanation 1 to Section 3 specifies that if the pregnancy is caused on account of a rape committed on the woman, it shall be presumed that the anguish caused by the pregnancy would constitute a grave injury to the mental health of the pregnant woman, the Court said. The words used in explanation is “shall be presumed”. Justice Thomas explained, “The word “shall be presumed” created as a statutory presumption clearly shows the intention of the legislature. In the case of rape, the anguish on account of the pregnancy is statutorily regarded as a grave injury to the mental health of the pregnant woman, sufficient to terminate the pregnancy on the basis of opinion of two registered medical practitioners”. The Court reasoned that allowing the pregnancy to continue would be traumatic for the child as well as her parents. The child’s parents also sought for the termination of the pregnancy, citing their child’s trauma and possible genetic disorders upon the unborn child by reason of the survivor’s close relationship with the alleged perpetrator. “In view of the trauma that the minor girl has undergone and taking note of the opinion of the medical board, I am of the view that the writ petition ought to be allowed permitting termination of pregnancy to be performed on the daughter of the petitioner,” the Court held. Ordering the termination to be done within 24 hours of the 12 PM on April 19, the Court additionally directed that the foetus’ tissue be collected for DNA identification and for the future purposes of the criminal investigation ongoing. Instructing the Registry to maintain secrecy of all the medical reports and documents annexed to the writ petition, the appeal was disposed. Click here to download the judgmentSubscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Storylast_img read more

From the heart of daddy and me

first_img By The Penny Hoarder Pike County Sheriff’s Office offering community child ID kits Email the author From the heart of daddy and me They were parents, and we were children.And we did all right – we, the children who helped put a man on the moon, who thought up moving sidewalks and found favor in the art of Andy Warhol.But we also missed something.We didn’t know our parents as people. We didn’t know their hopes, their dreams, their disappointments. We didn’t know about lost loves and failed ventures. We didn’t know their deepest regrets and sorrows or their greatest joys and triumphs. Anything worth quoting was said by either Mark Twain or Will Rogers.So, credit must go to one of those for the insightful words, “Children never know their parents as people, only as parents.”If the Misters Twain and Rogers were around today, they might want to amend that a bit. Many children today know their parents as friends because parenting has kind of moved in that direction. Whether the direction’s up or down is debatable. By Jaine Treadwell But most of us AARP-card carrying dinosaurs would concur, with whichever humorist, that we really did know our parents only as parents.Back in my day, parents subscribed to the theory that children are to be seen and not heard. We were not privy to grown-up talk. Our parents didn’t believe it was necessary to consult us on matters of family business or give us the privilege of deciding what we would have for supper and whether we would go to Sunday school or not.They didn’t have to explain why to anything. “Because I said so,” was sufficient. Plans underway for historic Pike County celebration Around the WebMd: Do This Immediately if You Have Acid Reflux (Watch Now)Healthy LifestyleIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential HealthGet Fortnite SkinsTCGThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancel Troy falls to No. 13 Clemsoncenter_img You Might Like Hurricane shelter policy not so bad In preparation for the 2009 hurricane season, Gov. Bob Riley announced that Alabama’s hurricane shelters would be reserved largely for… read more Print Article And, maybe even the children of “friends” won’t know that. And, maybe, we shouldn’t have known and, maybe, neither should they know.But on this Father’s Day, I can’t help but wish that I had known more about my daddy.Now, Wm. J. Caldwell wasn’t a very talkative man and neither was he very affectionate. There was no doubt that he loved me and Bubba, but he wasn’t the kind of daddy that bounced his little girl on his knee or showered her with kisses. Daddy showed his love in other ways – his ways – a pat on the head, a sack of funny books when I was sick and Christmas ski pajamas he ordered from the Sears and Roebuck catalogue.Daddy’s permission to jump off the high dive at Camp Grandview, date a boy who played guitar in a band and follow my heart to Yellowstone superseded Mama’s strong objections and gave me wings.He passed his love of adventure and a good told tale along to me. I inherited his love of and appreciation for the outdoors and his fascination with the written word. And, I think that the soft spot in my heart came from Daddy. I didn’t know that until after he died on June 19, Father’s Day 1983.See, Daddy didn’t say a lot but when he did even E.F. Hutton listened. Daddy could be wise and profound but mostly he was witty. He could make you laugh and never crack a smile himself. But he didn’t give away a lot of himself.He sometimes shared funny stories about him and Uncle James as boys.Once my grandmother shook my granddaddy from sound sleep. “Grady! What in the world was all that racket?”“Just the boys coming home,” Pop said, without even turning over in the bed.Actually, a transfer truck had run off the road through the front of their house – “Just the boys coming home,” Daddy would laugh and say.And he told how they put a big pinecone under the tail of a sullin’ bull and stuck a match to it and “the bull ran like his tail was on fire and, of course it was.”After Daddy died, we had to pack up the things in his golf shop and go through his personal belongings, including his billfold. And, oh, what I learned about my daddy.He had cut the top off one of those linen wall calendars that doubled as a dishtowel at year’s end. It was a picture of a farm scene – a winding road and house tucked away in the bend. It was hanging on the back of the door in his golf shop where he could see it every day. I remembered that Mama had mentioned several times that Daddy said he’d like to move to the country. Mama would never have any of that. When she was a little girl, and they would go to visit relatives in the country, Mama said she would start crying when they got there and not stop until they left.I wondered if Daddy’s deep desire was to live on a winding country road in a house tucked away in the bend.And, there were clippings from newspapers — quotations that must have had special meaning to him – and Bible verses that gave him strength and hope. Those things gave me insight into some of Daddy’s deepest feelings and made me realize how much like him I am deep inside. Something that I didn’t know until he died. Things that I wish I had known.I believe that we shared the same heart, Daddy and me. I know it now, and I’m glad of it and thankful for it.So, on this Father’s Day 2009, I have warm and loving thoughts of that heart inside of me. Book Nook to reopen Sponsored Content Published 8:05 pm Friday, June 19, 2009 Latest Stories The Penny Hoarder Issues “Urgent” Alert: 6 Companies… Remember America’s heroes on Memorial Daylast_img read more

Tracking the taxes that whack New York real estate

first_img Share via Shortlink Share on FacebookShare on TwitterShare on LinkedinShare via Email Share via Shortlink Roughly a year ago, the real estate industry successfully lobbied to thwart what its leaders said would be a devastating new tax.The pied-à-terre tax would have slapped an annual excise of up to 4 percent on the value of second homes worth more than $5 million. Gov. Andrew Cuomo and the legislature — with the industry’s blessing — ultimately passed one-time transfer taxes instead.But the PAT tax could make a comeback this legislative session. The bill’s sponsor, state Sen. Brad Hoylman, has indicated he will again push for it. Affordable housing advocates have also called for its return.But that is hardly the only tax on the industry’s mind. In January, a city commission tasked with proposing reforms to city property taxes — which generate approximately 45 percent of city tax revenue — recommended they be based on true market value rather than assessed value. An industry coalition, Tax Equity Now, criticized the body for its lack of new ideas but has agreed that taxes should better reflect real-world worth.The coalition, which includes such major developers as RXR Realty and the Durst Organization, is suing the city and state, alleging the system is unconstitutional because it disproportionately taxes low-income and minority homeowners and renters. The city and state agree that reform is needed but asked the Appellate Division to dismiss the suit, which it did Feb. 27. The coalition indicated that it plans to appeal.The de Blasio administration has said the matter should be left to city and state lawmakers. But politicians’ reluctance to fix the system is why industry players sued in the first place. Any comprehensive reform would raise taxes for some property owners, a result for which few elected officials want to be blamed. Cuomo, for example, said last month that he will wait for the city to make the first move.Meanwhile, state legislators are mulling changes to key property-tax breaks, such as J-51, the Relocation and Employment Assistance Program (REAP), the Industrial and Commercial Abatement Program (ICAP) and possibly 421a, now called Affordable New York.Keeping track of New York’s dizzying array of taxes directly and indirectly affecting real estate is a challenge.For now, here are the levies that most affect the industry in the city.Property taxNew York City real estate is broken into four main categories. Residential properties are split between class 1 (one- to three-family homes) and class 2 (condominiums, co-ops and rental buildings). Most commercial properties fall within class 3, while regulated utilities’ properties such as power plants are in class 4. One controversial element of the tax system is its treatment of condos and co-ops, which are valued as if they were rental buildings — and in some cases, rent-regulated. That leads to owners of some trophy units paying a small fraction of their true value in taxes. Owners of houses in gentrified neighborhoods also underpay relative to their peers because their home values have risen faster than the law’s maximum 6 percent annual increase in assessed value on which they are taxed. Experts consider rental buildings to be overtaxed, although newer ones typically enjoy generous — if time-limited — abatements such as 421a. Real estate transfer taxLast year the state added a 0.25 percent tax on sales of residential properties for $3 million or more and of commercial properties for $2 million or more. That built on the existing state-level 0.4 percent transfer tax and New York City’s sliding rate of 1 percent to 1.425 percent. The maximum transfer tax rate now stands at 2.075 percent, which on a $20 million condo is $415,000. Sellers often pay the transfer taxes, though buyers of units in new developments can sometimes be on the hook for them. Sellers also sometimes have to pay flip taxes on co-op and condo units, the rates of which vary depending on the building and its board. Mansion taxThe new “mansion tax” ranges from 0.25 to 2.9 percent, rising with the sale price, and is applied when properties are sold for $2 million or more. This was stacked on top of the old mansion tax, a 1 percent levy on residential properties sold for $1 million or more. The total maximum mansion tax rate — applied on sales of $25 million or more — is 3.9 percent.Mortgage recording taxIt is popular among well-heeled buyers of New York real estate to pay cash, which makes for quicker sales and avoids a tax on recorded mortgages. But buyers in the five boroughs who must borrow will pay the city and state for the privilege of recording the mortgage with the government, which provides the parties to the transaction some protection in the event of a dispute arising in the future. Mortgages under $500,000 are taxed at a combined 1.8 percent and larger loans at 1.925 percent. For a $1 million loan, that adds $19,250 to closing costs. One other way to avoid this tax is to buy a co-op: Technically, you are buying shares, not real property, so the mortgage recording tax does not apply.Millionaires’ taxBack in 2009, as the financial crisis sent state revenues plunging and progressives criticized the flat state income tax rate of 6.85 percent, Gov. David Paterson enacted what was billed as a three-year tax hike on millionaires: 7.85 percent on individuals earning $300,000 or couples making $500,000, and 8.97 percent on higher earners. The rates and thresholds have since been tweaked in taxpayers’ favor, but the bottom line is the tax is still going strong. Last year, the state extended it for another five years at a rate of 8.82 percent on income above about $1.08 million for individuals and above roughly $2.16 million for joint filers. Top earners who own or rent property here risk the wrath of city and state tax authorities if they claim to be nonresidents and therefore exempt from New York’s levies, which are among the highest in the U.S.Commercial rent taxIn the city, this tax is applied to commercial tenants south of 96th Street in Manhattan who pay annual rent of at least $250,000. Some businesses are exempt, such as nonprofits and theatrical productions, as are certain short-term leases, and the threshold was raised to $500,000 for small businesses in 2017. The rate is 6 percent of the base rent. However, because a 35 percent rent reduction is permitted in calculating base rent, the effective tax rate is 3.9 percent. Tax credits are also available if base rent before the 35 percent reduction is between $200,000 and $300,000. Florida is the only other place in the U.S. with a commercial rent tax.Capital gains taxThe federal government taxes profits on the sale of capital assets at lower rates than it does ordinary income. Not New York, though: The city and state tax capital gains just as they do income. So folks who sell property for substantially more than they paid will want to sock some of the profit away for tax time, especially if it is enough to subject them to the millionaires’ tax. City income tax rates range from just over 3 percent to nearly 4 percent, and state rates from 4 percent to the aforementioned 8.82 percent. last_img read more

Tenant fees ban has had no effect claims SpareRoom

first_imgHome » News » Agencies & People » Tenant fees ban has had no effect claims SpareRoom previous nextAgencies & PeopleTenant fees ban has had no effect claims SpareRoomCompany says rents for the 300,000 properties advertised on its site have barely increased since the fees ban was introduced.Nigel Lewis7th October 20190591 Views Rental platform SpareRoom says the tenant fees ban has not increased rents in the UK as the industry predicted it would after June 1st when the legislation went live.The company’s Rental Index covering the three months following the ban points to rents rising by only 1% year-on-year to £600 a month per property.This contradicts research published by ARLA last week that revealed 63% of its member agents have seen landlords putting up rents.“Despite repeated warnings that the tenancy fees ban would drive rents up, so far that’s not been the case,” says SpareRoom director Matt Hutchinson (left).“Even with July, August and September being the busiest months for new tenancies we haven’t seen a significant bump in rents.”SpareRoom says the information used to create its index is taken from the 300,000 properties advertised to rent on its website, which includes whole homes offered for rent by lettings agents as well as SpareRoom’s bread-and-butter single-room rentals.But SpareRoom’s index also shows that there are several hotspots for rent rises where the fees ban may have had a hand.These include London where they have increased by 4% over the past three months. Three areas of the capital have seen particularly significant growth recently including North Finchley (+10%), Camberwell (+7%) and Lee (+7%) which are all in the top 10 postcode districts where rents have risen the most.Read more about the tenant fees ban.Matt Hutchinson ban on tenant fees SpareRoom spareroom.com tenant fees ban October 7, 2019Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021last_img read more