Shumba Energy Limited ( HY2015 Interim Report

first_imgShumba Energy Limited ( listed on the Botswana Stock Exchange under the Mining sector has released it’s 2015 interim results for the half year.For more information about Shumba Energy Limited ( reports, abridged reports, interim earnings results and earnings presentations, visit the Shumba Energy Limited ( company page on AfricanFinancials.Document: Shumba Energy Limited (  2015 interim results for the half year.Company ProfileShumba Energy is a coal mining and energy development company with extensive interests in advanced energy projects in Botswana, including 4.5 billion tonnes of coal for thermal energy and exports. Shumba Energy is ideally positioned to address the chronic power shortage in the SADC region and aims to supply energy to southern African countries in a sustainable and cost-effective manner. Shumba Energy is involved in major energy projects including: Morupule South Mine Project which produces export-quality coal for local and regional industrial users; Mabesekwa Power Plant which supplies electricity to South Africa; Sechaba Project which supplies electricity to Botswana and other southern African countries; the Solar Energy Project geared to build a scalable solar power plant; and Lethlakeng Underground Coal Gasification Project with a license to explore 1 000 square kilometres for coal resources.last_img read more

A 6% FTSE 100 dividend yield I’d buy for my ISA and never sell!

first_img Our 6 ‘Best Buys Now’ Shares See all posts by Roland Head There are no sure things in the stock market. But I believe that FTSE 100 pharma group GlaxoSmithKline (LSE: GSK) currently offers a lot of upside potential with only limited risk.This popular dividend stock currently trades on just 11 times earnings. I don’t think this valuation reflects Glaxo’s high profit margins, valuable brands, and promising drugs pipeline. Some patience might be needed. But with a 6% dividend yield on offer, I’m comfortable taking a long-term view.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…I hold Glaxo shares in my Stocks & Shares ISA. I don’t ever expect to sell the shares and may buy more in the coming weeks. This is why.3-for-1The first thing to realise about GlaxoSmithKline is that it’s essentially two businesses. Possibly even three.The FTSE 100 group’s pharmaceuticals division is the largest part of the business, accounting for about half of all sales. It sells prescription medicines and specialist drugs, such as cancer treatments. Cancer is an area where the company is currently increasing its R&D spending.Glaxo also has one of the world’s largest vaccine businesses. The group’s portfolio of childhood and adult vaccines are used by many national vaccination programs. Around 2m doses of vaccines are distributed every day to more than 160 countries. Vaccines generate around one quarter of sales.The vaccine and pharmaceutical businesses sit well together. But the third part of Glaxo’s business is completely different. The consumer healthcare division sells non-prescription products such as Sensodyne, Panadol, Nicorette and many more.Hidden value?For many years, investors have pressured this FTSE 100 group to break itself up. Now it’s happening. GSK is preparing to separate the consumer healthcare business into a new company, probably in early 2022.I expect the consumer business to be attractive to investors. It should generate stable sales, good profit margins, and plenty of cash. I think investors are likely to apply a higher valuation to the consumer division once it’s separated from GSK. Shares in the new consumer business could perform well. I intend to hold onto mine after the split.Why I’m buying this FTSE 100 stockGlaxoSmithKline shares currently trade on just 11 times forecast earnings, with a dividend yield of almost 6%. In comparison, FTSE 100 rival AstraZeneca trades on more than 20 times forecast earnings, with a dividend yield of just 2.8%. The main reason for the difference is that AstraZeneca is delivering strong growth. GSK isn’t.To fix this, CEO Emma Walmsley has increased spending on R&D and made a number of acquisitions. The group’s R&D pipeline now contains 40 new medicines and 18 vaccines. There have been a number of positive results from clinical trials this year. I expect that over the next few years, sales of new products will help return the business to growth.In my view, GSK’s share price could rise significantly if this happens. We’ve already seen this with AstraZeneca, whose share price has doubled in five years.I don’t mind waiting for GlaxoSmithKline. I think this FTSE stock has the potential to deliver strong returns from current levels. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Simply click below to discover how you can take advantage of this. Roland Head owns shares of GlaxoSmithKline. The Motley Fool UK has recommended GlaxoSmithKline. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Enter Your Email Address I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement.center_img There’s a ‘double agent’ hiding in the FTSE… we recommend you buy it! A 6% FTSE 100 dividend yield I’d buy for my ISA and never sell! Roland Head | Sunday, 20th December, 2020 | More on: GSK Click here to get access to our presentation, and learn how to get the name of this ‘double agent’! Don’t miss our special stock presentation.It contains details of a UK-listed company our Motley Fool UK analysts are extremely enthusiastic about.They think it’s offering an incredible opportunity to grow your wealth over the long term – at its current price – regardless of what happens in the wider market.That’s why they’re referring to it as the FTSE’s ‘double agent’.Because they believe it’s working both with the market… And against it.To find out why we think you should add it to your portfolio today… Image source: Getty Images. last_img read more

SCOTLAND: The paupers of the Euro debate

first_img“I buy the [issue concerning] governance of the game, hugely,” O’shea said. “ That is a massive, massive part of what this is about and that has to be sacrosanct, but the development of the game and saying that they’ll fall apart if you don’t have an Italian side in it for a season or two seasons is, from my point of view, wrong.”Then he was given the poser by Horgan that there should be a sense of responsibility if the Scots sides were hammered, failed to qualify, lost crowds, lost players and couldn’t sign stars from abroad. O’Shea replied: “You know what you’ll do? You’ll get a Scottish Rugby Union invest in bringing through their own players, play their own players, develop their own players, retain their own players and actually see them come through as a force rather than bringing in loads of players which they are doing at the moment.“They did it when they started and said ‘we’re going to have two districts, let the Borders go’. Don’t look and sympathise all the time and say that they didn’t have the opportunity. It would be like me going down and saying: ‘Munster? We won’t have Munster.’ They went to the Borders and said: ‘no Borders.’ How can you do that?”Some may see this as irrelevant, particularly as most pundits would concede that Glasgow Warriors have improved yearly and look set to finish in a top six again this term with a majority of Scots, but the issue of foreign input does come up elsewhere. Getting involved: Sean Maitland of Glasgow Warriors tries desperately to save a try in last season’s Heineken CupBy Alan DymockCRIERS ALL over the land are shouting: ‘the Heineken Cup is dead. Long live the potential for an accord between the Anglo-French alliance and a possibly toothless and certainly smarting governing body.’As clear as mud and just as pretty, the dialogue between unyielding factions on the future of European rugby seems unlikely to produce a dialectic any time soon. Not that it can ever end badly for the English or French. Whatever happens they will have forced through massive change.Is that necessarily a bad thing? It depends on your stance. However, there are views to be taken and ones that can bridge the concerns of more than one nation.Heart on his sleeve: Quins’ Conor O’SheaTake Conor O’Shea, for example. An Irishman in charge of one of the bigger teams in England, he took part in a debate on the future of European rugby on Irish channel RTE at the weekend. He spoke with Shane Horgan and Donal Lenihan of his desire for the best teams throughout Europe, not just England and France, to take part and said he believed that it would happen because if there is a will there will be a way.However it was after this point that Scotland and Italy came up. Forever branded the rag-dressed paupers of the debate, it was batted back and forth that either Union would crumble into powdery messes after a few seasons out of top European competition or that they could, maybe, perhaps develop in an Amlin-alike competition.Ignoring the fact that all involved in this debate assumed that neither Scottish side would make a top six finish – despite Glasgow Warriors being one of the best teams in the division for a few years now – or that a tricky Treviso side would ever be capable of raising it’s game, it all came back to their shortcomings. PORT ELIZABETH, SOUTH AFRICA – JULY 06: Cornell du Preez of the Southern Kings breaks the tackle of Elton Jantjies of the Stormers during the Super Rugby match between Southern Kings and DHL Stormers at Nelson Mandela Bay Stadium on July 06, 2013 in Port Elizabeth, South Africa. (Photo by Richard Huggard/Gallo Images/Getty Images) LATEST RUGBY WORLD MAGAZINE SUBSCRIPTION DEALS Another import: Cornell Du Preez has joined EdinburghThere are only two places for Scots teenagers to aspire to at the moment, if you do not count London Scottish. The bed has been made and the sheets may be crinkly and scratchy, but there must be a goal for young Scots to develop into a major competition. Edinburgh signing a South African back-row this week, Cornell Du Preez, may make them an uglier outfit, but it isn’t a move in the best interest of Scotland.Maybe Donal Lenihan is right. He said in the debate that they should seek to “ring-fence” one Scots and Italian team for Heineken 2.0. If that happened then they could cave in on some financial demands and distribution rights. A few years in the second-tier European competition is not an exile. Plus every proposal so far has suggested that the winners of the Amlin-alike qualify for the Heineken-alike a year later. Hardly the stuff of nightmares.last_img read more

Insights into pandemic’s virtual fundraising event performance revealed in new report

first_img  155 total views,  1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 Melanie May | 18 November 2020 | News Tagged with: research virtual event The move to digital and virtual activity seen during the Covid-19 pandemic has created opportunities for charities of all types and sizes, as well as individuals, research by mass participation agency massive in partnership with JustGiving has found.The findings are detailed in a new report The Virtual Fundraising Monitor, which examines data shared from 150 virtual fundraising events delivered since lockdown began along with publicly available figures.45% of these were new campaigns launched in response to the pandemic while 38% were pivots of planned events that were unable to take place, and the remainder were existing campaigns that were already planned or upweighted to take advantage of the situation. Most were based around physical activity.Focusing specifically on peer-to-peer fundraising activities, the report provides a picture of campaign activity and virtual fundraising event performance during this time and explores the opportunities open to charities, including insight and guidance to help charities with their own campaigns in the virtual arena.It also includes input from JustGiving, and covers a range of campaigns by charities including British Red Cross, Breast Cancer Now, ABF – The Soldiers’ Charity, and Alzheimer’s Society, revealing which activities, from running, to walking, and cycling, have been most popular, how they have performed in terms of income and participant numbers, as well as the key determiners of campaign success.Harder challenges, for example, tended to raise more per participant than easier ones, with cycling and climbing the activities that raised the most per participant. Clear and simple asks, and events that had a clear connection to the cause, also did better, while offering participants opportunities to connect remotely, such as through Facebook groups was also important.The report also compares the performance of virtual vs. non-virtual campaigns, showing that while costs are lower for virtual events, on average they tend to bring in lower average fundraising values than non-virtual events. It also reveals the impact of converting an existing event into a virtual one on income and participation.John Tasker, partner at massive said:“In a year that’s been like no other, we’ve seen an unprecedented level of innovation and creativity from charities and events providers.”“We were really excited to be able to get under the skin of what drives the most successful virtual campaigns and most importantly to be able to share that insight, so others can get more out of their virtual and non-virtual events in the challenging months and years ahead.”Sally Falvey, Head of Corporate Marketing at JustGiving said: Advertisement About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via “The Virtual Fundraising Monitor shines a light on the incredible wave of creativity and innovation that has been unlocked in the charity sector this year in response to COVID-19, and the dramatic acceleration we’ve seen at JustGiving in the number of charities launching virtual events.”“It’s reassuring to see that the report reveals that some of the bedrocks of event fundraising remain the same – we don’t have to throw out the entire rule book just yet, but there are emerging trends and differences shared that will help all charities benchmark their virtual events performance as they continue to adapt their fundraising.” AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis1 Insights into pandemic’s virtual fundraising event performance revealed in new reportlast_img read more

Pasadena Showcase House for the Arts Debuts its Newest Collection of Gems for 2015 – 2016

first_img Your email address will not be published. Required fields are marked * Top of the News Community News L-R: Patricia Kent of Quartz Hill, Melinda Marston of San Marino, Tracie Thompson of Lakewood.Pasadena Showcase House for the Arts (PSHA) introduced their new Provisional Members at the first General Meeting of the year held at the Walt Disney Concert Hall. Collectively known as The Gems, the four women, led by Provisional Chair Barbara Lake, are eager to take on the hard work, commitment, and camaraderie that being a member of PSHA brings.“The group is named The Gems because,” as Barbara relates, “each gemstone is unique with a special color, birthplace, and story.”The new Provisional Members are unique just like their gemstone counterparts. Patricia Kent (Emerald) of Quartz Hill owns a construction company; Melinda Marston (Ruby) of San Marino is a residential real estate broker; Catherine Smith (Sapphire) of La Cañada-Flintridge is a former lawyer and current stay-at-home mom; and Tracie Thompson (Pearl) of Lakewood is Assistant Vice President and Risk Officer of a financial services company in Beverly Hills.“The backbone of our organization is our dedicated volunteers,” stated PSHA President Gretchen McNally. “We are indeed fortunate to have again a group of Provisionals ready to take on the challenge of Showcase.”To familiarize the Provision group with all the facets of PSHA, Barbara has introduced a mentoring program that pairs each Provisional Member with a current Active Member. Stepping up to offer guidance this year are Active Members Debra Qurtman, Cora Handayan, Elsa Balding, and Marsha Seyffert. These mentors will help integrate the new members into PSHA’s wide variety of work, including its three key music programs, as well as the Pasadena Showcase House of Design that takes place April 17 to May 15, 2016.About Pasadena Showcase House for the ArtsAn all-volunteer organization, PSHA is a non-profit California Corporation whose members donate their time and talents to produce the annual Pasadena Showcase House of Design, one of the oldest, largest and most successful house and garden tours in the nation. PSHA celebrated the milestone of its fiftieth Showcase House in 2014. Founded in 1948, the organization has donated nearly $20 million to provide music programs in the community. Examples include the underwriting of concerts, choral productions, musical theater, opera, jazz quartets, marching bands, and orchestras at local schools, senior centers, and many other non-profit organizations. Additionally, a staple part of PSHA’s program is music therapy for at-risk children, scholarships for young musicians, and music education at a variety of levels. This is in addition to their longstanding support of the Los Angeles Philharmonic Association. They also produce three highly regarded annual music programs: Music Mobile™, Instrumental Competition and Youth Concert. An essential part of PSHA’s mission is to nurture the study and appreciation of music and to ensure that music is available to a broad range of audiences. For over 65 years, PSHA has funded and produced programs that have enriched the lives of countless people and brought a lasting legacy to the community. Subscribe Get our daily Pasadena newspaper in your email box. Free.Get all the latest Pasadena news, more than 10 fresh stories daily, 7 days a week at 7 a.m. First Heatwave Expected Next Week Name (required)  Mail (required) (not be published)  Website  Make a comment Pasadena Will Allow Vaccinated People to Go Without Masks in Most Settings Starting on Tuesday HerbeautyIs It Bad To Give Your Boyfriend An Ultimatum?HerbeautyHerbeautyHerbeautyFinding The Right Type Of Workout For You According AstrologyHerbeautyHerbeautyHerbeautyInstall These Measures To Keep Your Household Safe From Covid19HerbeautyHerbeautyHerbeauty15 Countries Where Men Have Difficulties Finding A WifeHerbeautyHerbeautyHerbeautyThese Lipsticks Are Designed To Make Your Teeth Appear Whiter!HerbeautyHerbeautyHerbeautyStop Eating Read Meat (Before It’s Too Late)HerbeautyHerbeautycenter_img Business News Design Pasadena Showcase House for the Arts Debuts its Newest Collection of Gems for 2015 – 2016 From STAFF REPORTS Published on Tuesday, November 10, 2015 | 11:17 am 10 recommended0 commentsShareShareTweetSharePin it Pasadena’s ‘626 Day’ Aims to Celebrate City, Boost Local Economy Community News More Cool Stuff faithfernandez More » ShareTweetShare on Google+Pin on PinterestSend with WhatsApp,Virtual Schools PasadenaHomes Solve Community/Gov/Pub SafetyCitizen Service CenterPASADENA EVENTS & ACTIVITIES CALENDARClick here for Movie Showtimes EVENTS & ENTERTAINMENT | FOOD & DRINK | THE ARTS | REAL ESTATE | HOME & GARDEN | WELLNESS | SOCIAL SCENE | GETAWAYS | PARENTS & KIDS Home of the Week: Unique Pasadena Home Located on Madeline Drive, Pasadenalast_img read more

Resolve Biosciences Announces Initial Results from Early Access Collaborations with Scientists Leading the Next…

first_imgLocal NewsBusiness MONHEIM AM RHEIN, Germany–(BUSINESS WIRE)–Feb 22, 2021– Resolve Biosciences, the pioneer in Molecular Cartography™, today announced initial results from several prominent early access collaborations with leading laboratories across Europe. Teams of scientists are currently using the groundbreaking subcellular spatial analysis technology to help resolve daunting challenges in COVID-19 pathology, neurology, and developmental biology research. This press release features multimedia. View the full release here: SARS-CoV-2 transcripts of the nucleocapsid protein (shown in yellow) are predominantly found close to the cell nucleus. Interestingly, some cells show a polar localization of SARS-CoV-2 transcripts. Transcripts of 80 other genes (marked in different colors) are distributed throughout the cell. The Resolve Biosciences Molecular Cartography™ technology enabled scientists to compare infected and non-infected cells to understand subcellular gene regulation and how the infection affects neighboring cells over time. Image courtesy of Medical University of Graz, Austria. Under development since 2016, Resolve’s Molecular Cartography platform features the company’s proprietary, highly multiplexed, single-molecule detection technology to provide the highest-resolution view of subcellular transcriptomic activity. Unlike other spatial analysis techniques, the Resolve platform provides the required sensitivity, specificity, and workflow convenience to elucidate the cell’s complex transcriptional landscape. The technology generates deep contextual data sets that illuminate molecular interactions at subcellular resolution while preserving the sample tissue for future analysis. The Resolve Molecular Cartography platform has been available through an oversubscribed early access program during the past year. Initial findings from several of the high-profile projects include:SARS-CoV-2 Infection and Inflammatory Response — Medical University of Graz, Austria The laboratory led by Kurt Zatloukal, MD, Professor of Pathology and Head of the Diagnostic and Research Center for Molecular Biomedicine, is using the Molecular Cartography platform to study the molecular pathology behind SARS-CoV-2 infection and the subsequent inflammatory response on the mRNA level that leads to severe disease. The Resolve technology offers the ability to explore the distribution of infected cells, their morphology, and molecular activity at the same time. The team analyzed different cell culture systems to compare the transcriptomic activity of more than 80 genes in infected cells and non-infected cells, explore how cells react to changes in gene expression upon viral infection, analyze the exact position of transcripts within cells, and investigate how the antiviral host response can trigger tissue damage. The initial results have provided a better understanding of subcellular gene regulation and how the infection affects neighboring cells over time.Human Brain Development — MRC Laboratory of Molecular Biology, Cambridge, UK Madeline A. Lancaster, PhD, Group Leader in the Cell Biology Division, and her team are applying the power of Molecular Cartography to brain organoids to unravel the spatial logic of neural tissue development. Since the technology reliably captures spatiotemporal gene expression, researchers can study key aspects of human brain function and development in vitro. The team used the technology to detect and quantify expression with ultra-high sensitivity, showing 100 gene transcripts simultaneously at subcellular resolution. The initial results suggest that the spatial distribution of mRNA molecules for outer radial glia (oRG) cell markers is not confined to the outer subventricular zone but rather is spread throughout the whole proliferative ventricular zone. This observation highlights the necessity to look for more specific oRG markers to be applied in the context of brain organoids.Retina Gene Expression and Cell Type Evolution — University College London, UK Ryan MacDonald, PhD, Biotechnology and Biological Sciences Research Council David Phillips Fellow and Lecturer at the Institute of Ophthalmology, and his colleagues are using Molecular Cartography technology to better understand how a healthy retina develops and changes with advancing age. Scientists were able to visualize the spatial expression of 48 genes simultaneously in the same zebrafish sample to observe the development of different cell types using specific marker genes in the retina. Then by visualizing gene expression changes over the entire lifespan, specifically within the support cells called glia, they were able to identify candidate genes that are dysregulated in the aging retina and potentially underlie progressive neuronal degeneration and vision loss. “Thanks to its exquisite resolution, the technology from Resolve Biosciences allows us to detect specific gene expression patterns in SARS-CoV-2 that we could not see with existing RNA sequencing or single-cell RNA-seq technologies,” said Prof. Zatloukal. “Since the Resolve workflow provides spatial information at subcellular resolution and still preserves the tissue integrity, we see clear clinical opportunities with this approach moving forward.” “Over the past year, Resolve Biosciences has had the privilege of working with many of the true visionaries of single-cell and spatial biology,” said Jason T. Gammack, Co-founder and CEO of Resolve Biosciences. “We are grateful for their engagement and feedback, and proud that they were able to gain new insights that were not possible with alternative approaches. We look forward to empowering more scientists around the world with this same ability to rapidly advance the understanding of complex biology with our novel Molecular Cartography platform.” Resolve Biosciences is now expanding its early access program globally. Scientists interested in learning more about how to access and apply the power of its innovative Molecular Cartography technology can contact the company. About Resolve Biosciences Resolve Biosciences is applying the power of Molecular Cartography to enable scientists to gain new insights based on the highest-resolution view of single-cell spatial biology. The platform features the company’s proprietary, highly multiplexed, single-molecule detection technology, which offers full spatial context at subcellular resolution, all in a workflow that preserves the sample tissue. The Molecular Cartography technology offers unparalleled sensitivity and specificity that helps scientists detect individual transcripts and rare signals to interpret fundamental biology and rapidly advance the understanding of complex biological questions in critical fields such as oncology, neuroscience, and infectious disease. The technology has been under development since 2016 and is currently available through an oversubscribed early access program. Resolve Biosciences is privately held and headquartered in Monheim am Rhein, Germany. For additional information, visit Resolve Biosciences, the Resolve Biosciences logo, and Molecular Cartography are trademarks of Resolve Biosciences Inc. View source version on CONTACT: Andrew Noble (415) 722-2129 [email protected] KEYWORD: CALIFORNIA GERMANY EUROPE UNITED STATES NORTH AMERICA INDUSTRY KEYWORD: SCIENCE OTHER SCIENCE BIOTECHNOLOGY RESEARCH OPTICAL HEALTH INFECTIOUS DISEASES GENETICS SOURCE: Resolve Biosciences Copyright Business Wire 2021. PUB: 02/22/2021 08:03 AM/DISC: 02/22/2021 08:03 AM Business Wire 2021.SARS-CoV-2 transcripts of the nucleocapsid protein (shown in yellow) are predominantly found close to the cell nucleus. Interestingly, some cells show a polar localization of SARS-CoV-2 transcripts. Transcripts of 80 other genes are distributed throughout the cell. The Resolve Biosciences Molecular Cartography™ technology enabled scientists to compare infected and non-infected cells to understand subcellular gene regulation and how the infection affects neighboring cells over time. Image courtesy of Medical University of Graz, Austria. Previous articleIn Israel and beyond, virus vaccines bring political powerNext articleJuniper Research: Smart Traffic Management to Significantly Reduce Congestion and Emissions; Saving Cities $277 Billion by 2025 Digital AIM Web Support Twitter TAGS  Twitter Facebook Facebookcenter_img WhatsApp WhatsApp Resolve Biosciences Announces Initial Results from Early Access Collaborations with Scientists Leading the Next Generation of Subcellular Spatial Analysis Pinterest Pinterest By Digital AIM Web Support – February 22, 2021 last_img read more

The Best Markets for Investors Are. . .

Home / Daily Dose / The Best Markets for Investors Are. . . in Daily Dose, Featured, Market Studies, News The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily March 24, 2016 1,265 Views  Print This Post The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Related Articles Tagged with: Housing Markets Investors Nationwide Title Data Provider Black Knight to Acquire Top of Mind 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets for Investors Are. . . Demand Propels Home Prices Upward 2 days ago Subscribe About Author: Xhevrije West Housing Markets Investors Nationwide Title 2016-03-24 Brian Honea Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Xhevrije West is a talented writer and editor based in Dallas, Texas. She has worked for a number of publications including The Syracuse New Times, Dallas Flow Magazine, and Bellwethr Magazine. She completed her Bachelors at Alcorn State University and went on to complete her Masters at Syracuse University. Share Save Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: DS News Webcast: Friday 3/25/2016 Next: The New Homebuying Age: Technology Shapes Purchasing Decisions New, healthy housing markets are emerging in the midst of further improvement of the real estate market overall. Which markets present the most opportunity for investors?Nationwide’s Health of Housing Markets Report for the first quarter of 2016 showed that its leading index of healthy housing markets (LIHHM) is in a healthy zone which suggests that the housing market is a sustainable condition.According to the report, the current value for the national index is 105.4, the lowest level in two years, where a value over 100 suggests that the national housing market is healthy, with a low chance of a downturn.Household formations, which had been above the long-term trend for the past year, fell sharply in the fourth quarter—lowering the main demographic housing demand factor in the national LIHHM,” Nationwide said in the report, “Regionally, the LIHHM performance rankings show that the vast majority of metro areas across the country are healthy, indicating that few regional housing markets are vulnerable to a housing downturn—but the outlook for sustainable housing activity in local markets with strong ties to the energy sector continues to deteriorate as low oil prices persist.”According to the data, the top 10 healthiest MSAs are located in Dayton, Ohio; Yakima, Washington; Cleveland-Elyria, Ohio; Saginaw, Michigan; and Syracuse. New York; Trenton. New Jersey; Niles-Benton Harbor, Michigan; Memphis, Tennessee-Mississippi-Arkansas; Lansing-East Lansing, Michigan; and Columbus, Ohio.Nationwide also reported that demographics are expected to “turn positive again for housing demand soon, in spite of a surprising decline in household growth at the end of 2015.””Trends in household growth are a key determinant of housing demand at the national and local levels. Household formations tend to accelerate as employment and income conditions improve, supporting further growth for both rental and owner-occupied units,” the report stated. “The balance between housing supply and demand is an important driver of healthy trends in house price growth and housing affordability.”Nationwide found that data shows household growth will impact the overall housing market health in the following ways:Above-average growth in the housing boom: Following a drop-off in 2002-03 in response to the 2001 recession and accompanying the “jobless recovery,” average household growth was stronger than the long-term median of 1.2 million per year. Positive economic growth, strong job gains, and double-digit house price gains led to a surge in household formations during the housing boom—helping to create imbalances in the housing market.Bust recession and tepid recovery: Bust, recession, and tepid recovery: Weak household growth following the Great Recession (well Weak household growth following the Great Recession (well-below the long-term median) was indicative of still strained labor market conditions for many potential homebuyers, particularly those from the millennial generation.Recent growth and looking ahead: Beginning in the fourth quarter of 2014, the cumulative boost from stronger job growth over the prior two years, particularly for the 25-34 age cohort, and the pent-up demand to form households resulted in a sizable jump in national household formations. The recent economic, jobs and wage data do not support the surprising 2015 Q4 decline. Consequently, we expect LIHHM household formations to accelerate again soon, boosting housing demand and pushing up the LIHHM.Click here to view the full report. read more

The Week Ahead: Positive Trends Signal Drop in Forbearances

first_img Demand Propels Home Prices Upward 2 days ago About Author: Eric C. Peck Monday afternoon marks the release of the latest Forbearance and Call Volume Survey from the Mortgage Bankers Association (MBA), and with a steady decline in forbearance volume, will the trend continue?There are currently an estimated 2.1 million homeowners in forbearance plans, a number that has dropped weekly for 11 consecutive weeks. Last week, 4.22% of servicers’ portfolio volume represented loans in forbearance, down 14 basis points from the previous week’s share of 4.36%.”The opening of the economy, as the successful vaccination effort continues, should lead to further reductions in the forbearance share,” said Mike Fratantoni, MBA’s SVP and Chief Economist. “However, many homeowners continue to struggle. Borrowers who are reaching the end of their forbearance term should reach out to their servicer to review their options.”With more and more Americans returning to the workforce and regaining their financial footing after the pandemic, will that number of homeowners in forbearance plans continue to plummet?This week, the U.S. Department of Labor reported the number of initial unemployment claims was initial claims was 444,000, a decline of 34,000 from the previous week’s revised level, marking the lowest level for initial claims since March 14, 2020 when unemployment claims stood at 256,000.That number, combined with the MBA’s total mortgage application volume rising 1.2% week-over-week, are two key spots that could signal economic strength in the near term.Here’s what else is happening in The Week Ahead:Senate Banking Committee Remote Hearing: The Semiannual Testimony on the Federal Reserve’s Supervision and Regulation of the Financial System (Tuesday)House Subcommittee on Oversight and Investigations Virtual Hearing-Consumer Credit Reporting: Assessing Accuracy and Compliance (Wednesday)Senate Banking Committee Remote Hearing: Annual Oversight of Wall Street Firms (Wednesday)MBA Weekly Applications Survey (Wednesday) Weekly Housing Market Recap (Wednesday)Terner Center for Housing Innovation at the University of California at Berkeley Webinar “Reducing the Complexity of Funding Affordable Housing: What Works?” (Thursday)House Financial Services Committee Virtual Hearing-Holding Megabanks Accountable: An Update on Banking Practices, Programs and Policies (Thursday)Freddie Mac Primary Mortgage Market Survey (Thursday)Senate Housing, Transportation, and Community Development Remote Hearing-Housing for Native Americans: Review of Federal Programs, Barriers, and Opportunities (Thursday)U.S. Department of Labor’s Unemployment Insurance Weekly Claims Report (Thursday)Black Knight weekly forbearance data (Friday) Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Forbearance and Call Volume Survey Mike Fratantoni Mortgage Bankers Association (MBA) U.S. Department of Labor 2021-05-21 Eric C. Peck Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Eric C. Peck has 20-plus years’ experience covering the mortgage industry, he most recently served as Editor-in-Chief for The Mortgage Press and National Mortgage Professional Magazine. Peck graduated from the New York Institute of Technology where he received his B.A. in Communication Arts/Media. After graduating, he began his professional career with Videography Magazine before landing in the mortgage space. Peck has edited three published books and has served as Copy Editor for The Week Ahead: Positive Trends Signal Drop in Forbearances Previous: FHFA Paper Challenges Assumptions About 2008 Financial Crisis Next: 2021 Five Star Conference Welcomes Home the Industry Home / Daily Dose / The Week Ahead: Positive Trends Signal Drop in Forbearances Sign up for DS News Daily center_img The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago 9 days ago 594 Views Tagged with: Forbearance and Call Volume Survey Mike Fratantoni Mortgage Bankers Association (MBA) U.S. Department of Labor  Print This Post Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Foreclosure, Journal, News Related Articles Subscribelast_img read more

Old Country Church Singing a big success

first_img Old Country Church Singing a big success Remember America’s heroes on Memorial Day You Might Like Commissioner found not guilty of sexual harassment County Commissioner Charlie Harris was found not guilty of sexual harassment in Troy Municipal Court. Harris was arrested in July… read more Plans underway for historic Pike County celebration Latest Stories Print Article Book Nook to reopen Around the WebMd: Do This Immediately if You Have Diabetes (Watch)Blood Sugar BlasterIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential Health32-second Stretch Ends Back Pain & Sciatica (Watch)Healthier LivingThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancel By The Penny Hoarder By Jaine Treadwell Pike County Sheriff’s Office offering community child ID kits The only empty seat at the Singing at the Old Country Church Sunday was the one that belonged to the song leader.John Senn and his wife, Mary, played host to the gathering of those who love the a cappella style singing of the old church hymns.The Singing at the Old Country Church is traditionally held the Sunday before Thanksgiving and that is the only time the doors of the Old Country Church are opened to the public. The Penny Hoarder Issues “Urgent” Alert: 6 Companies… The congregation or the “choir” at the Old Country Church is made up of those who grew up singing a cappella style and those who are just beginning to “figure it out.”Clayton Berry grew up the Hamilton Cross Roads Church of Christ.“Most of the people in the community attended the Church of Christ and it was and is our belief that adding instruments to the voices is not scriptural. When we were growing up, the church had singing schools in the summer and we learned how to sing the different parts. It’s that blending of voices that makes a cappella music so beautiful. It’s the harmony. When you can sing those parts, you don’t need instruments. It’s a spiritual feed you get from the singing and from the words. It’s uplifting.”Richard Chapman of Brundidge is relatively new to a cappella singing. Published 11:00 pm Monday, November 25, 2013 “I’d heard about the singings and how much people enjoyed them so I decided to go see what it was all about,” Chapman said. “I’ve been going three years now and look forward to next year.”Chapman said the harmony is outstanding.“What I like is the entire congregation is the choir,” he said. “Unlike most places, there’s no accompaniment but the harmony is so good you don’t need it.“Sometimes, the piano or other instruments drown out the voices. At the Old Country Church, the voices are all that you hear and it is wonderful music.”Chapman said that he is not familiar with some of the hymns.“But when you look at the copyright, you know why,” he said. “Some of them are old, old hymns but they all have great meaning and, when they sung a cappella, it’s outstanding harmony. Like nothing you’ll hear anywhere else. I enjoy making a joyful noise along with those who really know how to sing.” Troy falls to No. 13 Clemson The tradition began about 12 years ago when the Senns decided to take advantage of the opportunity to purchase the original Hamilton Crossroad Church of Christ building and move it to their property on U.S. Highway 231 south of Brundidge.“We didn’t know what we were going to use the old church building for but I don’t think that we could use it for a better purpose that singing praises to God,” John Senn said.And, that’s just what a cappella music is – lifting voices in song. Email the author Skip Sponsored Contentlast_img read more

Mixed pyroxenite-peridotite sources for mafic and ultramafic dikes from the Antarctic segment of the Karoo continental flood basalt province

first_imgPrimitive rocks that are related to continental flood basalts are rare, but often reveal crucial information on the ultimate sources of these huge outpourings of mantle-derived magma. Here we present mineral chemical data for mafic and ultramafic dikes from the Antarctic extension of the Jurassic (~ 180 Ma) Karoo continental flood basalt province that was emplaced during the initial stages of the breakup of the Gondwana supercontinent. We concentrate on two previously recognized high-Ti dike rock suites (Group 3 and Group 4) that exhibit high MgO contents (up to 22 wt. %). Both groups are characterized by Mg-rich olivine phenocrysts (up to Fo90) that are not mantle xenocrysts and indicate derivation from relatively Mg-rich parental magmas. Orthopyroxene is a common phenocryst and groundmass phase indicating emplacement at mid-crustal pressures (2–5 kbar; depth of ~ 10–20 km). The parental magmas of Group 3 and Group 4 dikes can be associated with pyroxenite sources on the basis of high olivine NiO, high whole-rock Zn/Fe, and low whole-rock CaO. In the case of Group 3 dikes, however, the samples that contain the most Mg-rich olivine also exhibit the mildest pyroxenite fingerprint and indications of an additional olivine-bearing (peridotitic) source component. We propose that the pyroxenite fingerprint of Group 3 and Group 4 dikes reflects relatively low-degree melting of fertile mantle at high pressures beneath the thick and cold Gondwanan lithosphere. Such conditions limited high-degree melting of peridotite sources which may have been predominant in the generation of the Karoo low-Ti basalts within lithospheric thinning zones.last_img read more